Expert advice on Life Insurance, Mortgages and Wills in Northern Ireland
Covering counties Antrim, Down, Armagh, Derry-Londonderry, Fermanagh and Tyrone
Call our Newry office for 'No obligation' advice on 02830 252455
Writing a Will? Talk to us now 028 30252455

Writing a Will guide

We know that people have busy lives, especially if they are working and have a family (or just a great social life). But there are things which we all mean to get done and making a Will may be one of those things. Whilst none of us want to think about what happens after we die, the reality is that we need to.

If you don’t have a Will the government decides who inherits your home, property and money.  All done according to some rather old rules called the Laws of Intestacy which were drawn up in the 1920’s. This could have a serious impact on how you thought your family would be cared for after you are gone.

Unless you appoint legal Guardians for your children in your Will, it will be the state who decides who cares for them after your gone! It also almost certainly means that your partner may get nothing at all if you are unmarried. By having a Will you stipulate exactly how your Estate (all your possessions, assets) will be distributed and in what proportions. It can prevent family disputes and fall-outs after your death by putting the right money in the right hands.

Our service is focused around you! meet one of our professional advisers in the comfort of your own home or office at a time that suits you morning, afternoon or evening to go through the details of your Will.

If You Already Have A Will is it time to review it ?

“We recommend that you review your Will every 3-4 years - this can be a chance for a general assessment of your financial affairs too. We also recommend you make a new Will if any of the following are applicable”

YOU HAVE GOT MARRIED
Your Will is automatically revoked if you get married unless it is stated to be in contemplation of a specific marriage -so you will need to make a new one.
 
YOU HAVE GOT DIVORCED
Any gifts to spouses in a Will will be revoked on divorce but it still makes sense to review your Will before the divorce is finalized.

YOU ARE NOT MARRIED BUT WANT TO MAKE PROVISION FOR YOUR PARTNER
Partners are not recognized under the current Intestacy Rules, no matter how long you have been together, and so if you want your partner to benefit from your death, it is essential that you leave a Will.

BIRTH OF A CHILD / GRANDCHILD
If you have recently become a parent, you need to consider the appointment of Guardians, who will have responsibility for bringing up your children in the event of you or your partner's death. You may also want to ensure that the child is included as a beneficiary of the Will. If you have recently become a grandparent, you may want to make a specific provision for your grandchildren.

YOU HAVE CHILDREN FROM PRIOR MARRIAGES OR RELATIONSHIPS
You may need to balance their interests with those of your new spouse or partner - professional advice is essential.

DEATH OF AN EXECUTOR
A Will remains valid even if none of your chosen executors are still alive but it is always better to ensure that trusted family friends or professionals have been appointed to act.

DEATH OF A BENEFICIARY
This may require changes to your Will, for example if you wish to benefit someone else in place of the deceased person.

How Can I Put A Will In Place?
1. 100% no obligation review of your circumstances  with a view to how you want your property, money and possessions to be shared.
2. Your 2nd meeting with drafted Wills all at a time that suits you!

Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accepts no responsibility for this aspect of our business. Will Writing is not regulated by the Financial Conduct Authority.

Call us now  028 30252455  No obligation consultation
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The information on this website is subject to the UK regulatory regime and therefore targeted at consumers based in the UK.