Expert advice on Life Insurance, Mortgages and Wills in Northern Ireland
Covering counties Antrim, Down, Armagh, Derry-Londonderry, Fermanagh and Tyrone
Call our Newry office for 'No obligation' advice on 02830 252455
Review your Life cover call us now 028 30252455 lines open Mon to Fri 8.30am-8pm Sat 9-5pm
Time for your own spending review? Review your Life Insurance Critical Illness Insurance

Have you thought about having your very own spending review? Reviewing your insurance polices regularly will ensure your paying a competitive premium and the level of cover in place is right for you.

Have you reviewed your Life Insurance? Have you reviewed your Critical Illness insurance? Have you reviewed you income protection / unemployment insurance?

Why review Life insurance / Critical Illness insurance
Many people think that once they have taken out Life Insurance, Critical Illness insurance or other protection that they can just forget about it.

Unfortunately by doing this you may find.

1. Your not paying the most competitive premium
2. As circumstances change you may find that your existing cover is no longer suitable

Whenever your life changes dramatically you should review your protection cover.

Look at these examples
Joe and Linda had a joint life insurance policy to protect their £140,000 mortgage. They have recently moved home and taken out a new mortgage for £190,000. Without reviewing their life insurance cover they would be left with a potential £50,000 shortfall if something was to happen to one of them!

Paula had an income protection policy with a monthly benefit of £1100. This will help her pay her mortgage and outgoings if she was to be incapacitated preventing her from working. Paula is about to change jobs and also move house. As a result her salary will go up but so will her monthly mortgage payments. If Paula didn't review her existing Income Protection she may find that she no longer has enough to cover her new mortgage payments!

In both examples it’s clear that without reviewing their protection cover, major problems could develop if something was to happen.

Sugar Island Financial advice are experts in all areas of personal protection Life insurance, Critical Illness insurance, Income Protection. Our expert advisors will be able to fully review your circumstances. Whether you live in Belfast, Lisburn, Antrim, Newry, Armagh, Omagh, Enniskillen, Derry / Londonderry we cover all of Northern Ireland.


Call us now for a quote 028 30252455  No obligation
If you'd like to discuss your circumstances with one of our professional advisors please feel free to contact us, our lines are open Mon to Fri Between 8.30am and 8.00pm, Sat 9.00-5.00pm and Sun 9.00am-1pm or click the ‘'Quick quote life insurance'button opposite we’d love to hear from you.

The information on this website is subject to the UK regulatory regime and therefore targeted at consumers based in the UK.