Expert advice on Life Insurance, Mortgages and Wills in Northern Ireland
Covering counties Antrim, Down, Armagh, Derry-Londonderry, Fermanagh and Tyrone
Call our Newry office for 'No obligation' advice on 02830 252455
House Insurance Northern Ireland 028 30252455 lines open Mon to Fri 8.30  to 8pm Sat 9-5pm

House and Home Buildings & Contents Insurance For NI

Having your house and home insurance in place is your property’s first line of defence.

Your house is your home and its contents are likely to be your most valuable financial assets. It is therefore important to protect them against incidents that can potentially destroy or severely damage them.

There are three types of home insurance you can purchase if you live in Northern Ireland, they are:

1. Stand alone buildings insurance
Covers damage to your home as a result of a wide range of events including fire, storm, flood, subsidence, theft and escape of water. Mortgage lenders usually require Buildings insurance to be taken as a condition of providing a mortgage.

2. Stand alone contents insurance
This covers loss or damage to your household goods and personal effects as a result of a wide range of events including fire, smoke damage, malicious damage, or vandalism, storms, floods, subsidence, theft and escape of water.

3. Buildings and contents insurance combined
This covers damage to your home as a result of a wide range of events including fire, storm, flood, subsidence, theft and escape of water and will also cover loss or damage to your household goods and personal effects as a result of a wide range of events. These include fire, smoke damage, malicious damage, or vandalism, storms, floods, subsidence, theft and escape of water.

We are local experts house insurance insurance in Northern Ireland based in Newry

call us now on 02830 252455

Optional extras to your home insurance
Accidental Damage can be added to your home insurance at an additional cost and can be a very important option to cover damage caused accidentally.

Buildings Accidental Damage Cover
This can be added to your home insurance policy and provides cover to the buildings including fixtures and fittings in your home, and any part of the buildings structure or decorations.

Contents Accidental Damage Cover
Can be added to your home insurance. This means you can also insure the contents of your home against accidental damage. This could cover you against spilling paint on your carpet or knocking over your television set or damaging other contents in your home by accident.

Personal Possessions Cover
You can take out as an addition to your contents insurance policy. This will insure your contents against loss or accidental damage inside or outside your home. It covers contents that are normally worn or carried by you, such as watches, cameras, keys and bicycles.

Sugar Island Financial Advice are your local buildings and contents insurance experts in Northern Ireland covering counties Down, Armagh, Antrim, Derry-Londonderry, Fermanagh or Tyrone. We are right here on your doorstep and can provide advice on buildings and or contents insurance designed to meet the specific needs of your home.


Get a 'No obligation' Home insurance quote
If you are then call us for a no obligation quote on 02830 252455 our lines are open Mon to Fri Between 8.30am and 8.00pm, Sat 9.00-5.00pm and Sun 9.00am-1pm or click the
Quick Quote home insurance button opposite we’d love to hear from you!


Home insurance cover Northern Ireland
Home Insurance enquire now

Sugar Island Financial advice Home Insurance News Items

Do you need home insurance ?

Home insurance frozen pipes

Landlord Insurance

The information on this website is subject to the UK regulatory regime and therefore targeted at consumers based in the UK.